Smiling mother carrying her laughing child on her back

Our Story

We believe in the power of creating community. Let us help with what you love.

Blue waveBlue wave

The quality relationship we have with our community is what we are all about. Whether it is sponsoring an event, donating to a cause, providing loan options, or setting you up with great banking products, Panhandle Credit Union is here to serve those who live, work, worship, or attend school in our area. Together we build community.

The PCU Difference

Blue Wave
Star Icon
Banking created with you mind.
Florida Icon
Loan decisions are made locally and stay local.
Big Bank Icon
Enjoy all of the products and services big banks have.
Blue scallop trim detail
Ready to join?

Membership is open to anyone who lives, works, worships or attends school in the Greater Bay, Calhoun, Gulf, Holmes, Jackson, Walton, or Washington Counties.

Join Today

Board of Directors

Our Leadership
Herman Daniels
Willard Anderson
Vice Chairman
John Mercer
Sandra Davis
Bill Kinsaul
Fred Denecke
Grover Holland
Bill Husfelt