Loan Rates

Rates are effective as of December 16, 2022.

Rates are effective as of January1, 2023.

Checking Accounts

Account Type
Dividend Rate
APY*
Min/Max Balance
Notes
No items found.

Savings Accounts

Account Type
Dividend Rate
APY*
Notes
Holiday Club
Dividend Rate
0.15%
APY*
0.150%
Notes
Kids Club
Dividend Rate
0.15%
APY*
0.150%
Notes
Money Market ($50,000+)
Dividend Rate
0.499%
APY*
0.50%
Notes
Money Market ($25,000-$49,999)
Dividend Rate
0.250%
APY*
0.25%
Notes
Money Market ($10,000-$24,999)
Dividend Rate
0.250%
APY*
0.25%
Notes
Money Market ($1,000-$9,999)
Dividend Rate
0.250%
APY*
0.25%
Notes
Money Market ($0-$999)
Dividend Rate
0.00
APY*
0.00%
Notes
Main Share
Dividend Rate
0.150%
APY*
0.15%
Notes

If average daily balance is over $100

Share Certificates

Account Type
Dividend Rate
APY*
Notes
60-Month Share Certificate
Dividend Rate
1.242%
APY*
1.25%
Notes
48-Month Share Certificate
Dividend Rate
1.242%
APY*
1.25%
Notes
36-Month Share Certificate
Dividend Rate
2.078%
APY*
2.10%
Notes
24-Month Share Certificate
Dividend Rate
2.029%
APY*
2.05%
Notes
12-Month Share Certificate
Dividend Rate
1.980%
APY*
2.00%
Notes
6-Month Share Certificate
Dividend Rate
0.648%
APY*
0.65%
Notes
90-Day Share Certificate
Dividend Rate
0.200%
APY*
0.20%
Notes

IRAs

Account Type
Dividend Rate
APY*
Notes
60-Month IRA Certificate
Dividend Rate
1.242%
APY*
1.25%
Notes
48-Month IRA Certificate
Dividend Rate
1.242%
APY*
1.25%
Notes
36-Month IRA Certificate
Dividend Rate
2.078%
APY*
2.10%
Notes
24-Month IRA Certificate
Dividend Rate
2.029%
APY*
2.05%
Notes
12-Month IRA Certificate
Dividend Rate
1.980%
APY*
2.00%
Notes
6-Month IRA Certificate
Dividend Rate
0.648%
APY*
0.65%
Notes
90-Day IRA Certificate
Dividend Rate
0.200%
APY*
0.20%
Notes

Auto Loans

Loan Type
APR*
Terms
Notes
Autos (Brand New '22-'23)
APY*
4.00%
-
18.00%
Terms Up To
Up to 84 Months
Notes
Used Autos (2019 - 2023)
APY*
4.25%
-
18.00%
Terms Up To
Up to 72 Months
Notes
Used Autos (2014 - 2018)
APY*
5.75%
-
18.00%
Terms Up To
Up to 72 Months
Notes

Motorcycle, Boat, RVs

Loan Type
APR*
Terms
Notes
Motorcycles
APY*
5.30%
-
18.00%
Terms Up To
Up to 72 Months
Notes
Boats
APY*
5.30%
-
18.00%
Terms Up To
Up to 180 Months
Notes
Recreational Vehicles
APY*
5.30%
-
18.00%
Terms Up To
Up to 180 Months
Notes

Personal Loans

Loan Type
APR*
Terms
Notes
Credit Builder Loan
APY*
14.90%
-
Terms Up To
12 Months
Notes
First-Chance Loan
APY*
12.90%
-
Terms Up To
Notes

Call for Terms

Lifestyle Loan
APY*
8.20%
-
18.00%
Terms Up To
Up to 48 Months
Notes
Signature Loan
APY*
8.20%
-
18.00%
Terms Up To
Notes

Call for Terms

Student Loans

Loan Type
APR*
Terms
Notes
No items found.

Business Loans

Loan Type
APR*
Terms
Notes
No items found.