Personal Loans

Loans for anything you need.

Need a new refrigerator, want to book that cruise vacation, or just have some simple debt consolidation? We have loan options ready with you in mind.

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Signature Loan

The PCU Signature loan may be the solution to your needs. A dream vacation, computer, or anything you need just a little loan for!

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  • Flexible terms
  • Low rates
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Lifestyle Loan

Need a tattoo removal, Lasik eye surgery, or cosmetic enhancements? We can help.

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  • Information is private (just as everything member/account related is private)
  • $1,000 minimum - 48 month maximum
  • PCU sends the funds directly to Doctor / Medical Facility
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First-Chance Loan

If you have little to no credit we can help you build credit history with a first-chance loan.

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  • Designed for members with no credit
  • $500 minimum
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Credit Builder Loan

If your credit history is not where you want it to be, or if you are just starting out and need to build your credit, we created a loan for that.

Apply for a Loan
  • $1,000 loan for 12 months 
  • The $1,000 loan is placed into savings as collateral
  • After 12 months you keep the cash and have an improved credit score
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Rates

Account Type
Dividend Rate
APY*
Notes
Loan Type
APR*
Terms Up To
Notes
Signature Loan
Dividend Rate
APY*
8.20%
-
18.00%
Notes

Call for Terms

Signature Loan
APY*
APR*
8.20%
-
18.00%
Terms Up To
Notes

Call for Terms

Lifestyle Loan
Dividend Rate
APY*
8.20%
-
18.00%
Notes
Lifestyle Loan
APY*
APR*
8.20%
-
18.00%
Terms Up To
Up to 48 Months
Notes
First-Chance Loan
Dividend Rate
APY*
12.90%
-
Notes

Call for Terms

First-Chance Loan
APY*
APR*
12.90%
-
Terms Up To
Notes

Call for Terms

Credit Builder Loan
Dividend Rate
APY*
14.90%
-
Notes
Credit Builder Loan
APY*
APR*
14.90%
-
Terms Up To
12 Months
Notes

Resources

Disclosures