Personal Loans

Loans for anything you need.

Need a new refrigerator, want to book that cruise vacation, or just have some simple debt consolidation? We have loan options ready with you in mind.

Apply Now

Signature Loan

The PCU Signature loan may be the solution to your needs. A dream vacation, computer, or anything you need just a little loan for!

Apply Now

Flexible terms
Low rates
Easy process

Apply Now

Lifestyle Loan

Need a tattoo removal, Lasik eye surgery, or cosmetic enhancements? We can help.

Apply Now

Information is private (just as everything member/account related is private)
$1,000 minimum - 48 month maximum
PCU sends the funds directly to Doctor / Medical Facility

Apply Now

Lot Loan

If you have little to no credit we can help you build credit history with a first-chance loan.

Apply Now

Designed for members with no credit
$500 minimum

Apply Now

Credit Builder Loan

If your credit history is not where you want it to be, or if you are just starting out and need to build your credit, we created a loan for that.

Apply for a Loan

$1,000 loan for 12 months
The $1,000 loan is placed into savings as collateral
After 12 months you keep the cash and have an improved credit score

Apply for a Loan

Rates

Account Type

Dividend Rate

APY*

Notes

Loan Type

APR* as low as

Terms Up To

Notes

Signature Loan

Dividend Rate

APY*

9.30%

18.00%

Notes

Signature Loan

APY*

APR*

9.30%

18.00%

Terms Up To

Notes

Lifestyle Loan

Dividend Rate

APY*

7.10%

18.00%

Notes

Lifestyle Loan

APY*

APR*

7.10%

18.00%

Terms Up To

Up to 48 Months

Notes

First-Chance Loan

Dividend Rate

APY*

12.70%

Notes

Call for Terms

First-Chance Loan

APY*

APR*

12.70%

Terms Up To

Notes

Call for Terms

Credit Builder Loan

Dividend Rate

APY*

14.90%

Notes

Credit Builder Loan

APY*

APR*

14.90%

Terms Up To

12 Months

Notes

Personal Loans

Loans for anything you need.

Signature Loan

Lifestyle Loan

Lot Loan

Credit Builder Loan

Rates

Resources

Loan-Related Insurance