Share Certificates

Earn a guaranteed competitive dividend.

Panhandle Credit Union share certificates are a safe, insured way to invest for the future.

Open an Account

Certificates

Enjoy risk-free earnings with PCU’s competitive share certificates. Gain peace of mind with guaranteed dividends so you won’t have to worry about volatile market conditions.

Open an Account
  • $1,000 minimum deposit
  • Flexible terms ranging from 90 days to five years
  • Competitive yields and short terms available
Open an Account

Rates

Account Type
Dividend Rate
APY*
Notes
Loan Type
APR*
Terms Up To
Notes
90-Day Share Certificate
Dividend Rate
0.200%
APY*
0.20%
-
Notes
90-Day Share Certificate
APY*
APR*
0.20%
-
Terms Up To
Notes
6-Month Share Certificate
Dividend Rate
0.648%
APY*
0.65%
-
Notes
6-Month Share Certificate
APY*
APR*
0.65%
-
Terms Up To
Notes
12-Month Share Certificate
Dividend Rate
1.980%
APY*
2.00%
-
Notes
12-Month Share Certificate
APY*
APR*
2.00%
-
Terms Up To
Notes
24-Month Share Certificate
Dividend Rate
2.029%
APY*
2.05%
-
Notes
24-Month Share Certificate
APY*
APR*
2.05%
-
Terms Up To
Notes
36-Month Share Certificate
Dividend Rate
2.078%
APY*
2.10%
-
Notes
36-Month Share Certificate
APY*
APR*
2.10%
-
Terms Up To
Notes
48-Month Share Certificate
Dividend Rate
1.242%
APY*
1.25%
-
Notes
48-Month Share Certificate
APY*
APR*
1.25%
-
Terms Up To
Notes
60-Month Share Certificate
Dividend Rate
1.242%
APY*
1.25%
-
Notes
60-Month Share Certificate
APY*
APR*
1.25%
-
Terms Up To
Notes

Resources

Disclosures