Share Certificates

Earn a guaranteed competitive dividend.

Panhandle Credit Union share certificates are a safe, insured way to invest for the future.

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Certificates

Enjoy risk-free earnings with PCU’s competitive share certificates. Gain peace of mind with guaranteed dividends so you won’t have to worry about volatile market conditions.

Open an Account
  • $1,000 minimum deposit
  • Flexible terms ranging from 90 days to five years
  • Competitive yields and short terms available
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Kid's Club

Rates

Account Type
Dividend Rate
APY*
Notes
Loan Type
APR* as low as
Terms Up To
Notes
90-Day Share Certificate
Dividend Rate
2.970%
APY*
3.00%
-
Notes
90-Day Share Certificate
APY*
APR*
3.00%
-
Terms Up To
Notes
6-Month Share Certificate
Dividend Rate
3.207%
APY*
3.25%
-
Notes
6-Month Share Certificate
APY*
APR*
3.25%
-
Terms Up To
Notes
12-Month Share Certificate
Dividend Rate
3.445%
APY*
3.50%
-
Notes
12-Month Share Certificate
APY*
APR*
3.50%
-
Terms Up To
Notes
24-Month Share Certificate
Dividend Rate
2.958%
APY*
3.00%
-
Notes
24-Month Share Certificate
APY*
APR*
3.00%
-
Terms Up To
Notes
36-Month Share Certificate
Dividend Rate
2.714%
APY*
2.75%
-
Notes
36-Month Share Certificate
APY*
APR*
2.75%
-
Terms Up To
Notes
48-Month Share Certificate
Dividend Rate
2.470%
APY*
2.50%
-
Notes
48-Month Share Certificate
APY*
APR*
2.50%
-
Terms Up To
Notes
60-Month Share Certificate
Dividend Rate
2.225%
APY*
2.25%
-
Notes
60-Month Share Certificate
APY*
APR*
2.25%
-
Terms Up To
Notes

Resources

Disclosures