Checking Accounts

Earn your way to some great rewards.

A checking account with PCU allows you to handle your daily life from just about anywhere with ease. Plus, our FREE checking rewards you every time you spend.

Open an Account

Rewards Checking

Login to UChoose Rewards

Keep it simple with no frills, no monthly fees, and no minimum balance requirement. Plus, with the added benefit of uChoose Rewards you can earn points for everyday purchases like gas, utilities, groceries, and even that morning coffee. Points can be redeemed for travel, event tickets, great merchandise, and more.

You’ll also be able to add your Panhandle debit card to your Virtual Wallet for Apple, Android, and Samsung Pay! Your debit card also gets you access to convenient, surcharge-free ATMs across the country through the Shared Branch Network.

Basic Checking without rewards is available.

Open an Account
  • With uChoose Rewards you’ll earn 1 point for every $2 you spend when you sign for your transaction.
  • Free debit card, with chip technology and convenient 'tap-to-pay' functionality.
  • Free online and mobile banking with mobile deposit and bill pay.
  • Overdraft Protection options available to protect you from those "Oops" days.
  • Two (2) free boxes of checks per year when you: A) pay a $7 monthly fee, or B) keep a $250 minimum daily balance (there will be a $9 fee if you fall below this balance during the month).
Open an Account

Business Checking

Work smoothly with a PCU Business Account. Keep your office running with an easy-access account created with your business in mind.

To open an account, give us a call at (850) 769-3306.

Open an Account
  • Debit & Credit Card
  • Online Banking
  • Loan Options


Account Type
Dividend Rate
Loan Type
APR* as low as
Terms Up To
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