Savings Accounts

Savings accounts for every possibility.

Whether you’re just starting out or a seasoned saver, PCU has savings options for every stage of life.

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Membership & Share Savings Accounts

A membership savings account establishes your membership and will always be available as a savings resource to you. You may also open additional share savings accounts if needed.

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  • Dividend-earning
  • Minimum balance only $5
  • Access 24/7 via online banking and ATMs
Open an Account

Money Market

Opening a Money Market Account allows you to enjoy a high return on your money without some of the risks associated with the stock market.

Open an Account
  • Lower risk than stock market
  • Competitive dividends
  • Minimum balance of $1,000
Open an Account

Little Owls Savings Nest

Our kid's club account is a fun way to introduce your kids to saving and managing money.

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  • 15 years and younger
  • Dividend-earning
  • Special membership card, deposit slips, and more!
Open an Account

Holiday Club

With a holiday club account you can systematically save for special occasions or holidays. Set aside funds today so you don’t have to worry about money tomorrow.

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  • Travel to your dream destination
  • Recover from your Christmas bill easily
  • Give yourself some stress free shopping
Open an Account

Rates

Account Type
Dividend Rate
APY*
Notes
Loan Type
APR*
Terms Up To
Notes
Main Share
Dividend Rate
0.150%
APY*
0.15%
-
Notes

If average daily balance is over $100

Main Share
APY*
APR*
0.15%
-
Terms Up To
Notes

If average daily balance is over $100

Money Market ($0-$999)
Dividend Rate
0.00
APY*
0.00%
-
Notes
Money Market ($0-$999)
APY*
APR*
0.00%
-
Terms Up To
Notes
Money Market ($1,000-$9,999)
Dividend Rate
0.250%
APY*
0.25%
-
Notes
Money Market ($1,000-$9,999)
APY*
APR*
0.25%
-
Terms Up To
Notes
Money Market ($10,000-$24,999)
Dividend Rate
0.250%
APY*
0.25%
-
Notes
Money Market ($10,000-$24,999)
APY*
APR*
0.25%
-
Terms Up To
Notes
Money Market ($25,000-$49,999)
Dividend Rate
0.250%
APY*
0.25%
-
Notes
Money Market ($25,000-$49,999)
APY*
APR*
0.25%
-
Terms Up To
Notes
Money Market ($50,000+)
Dividend Rate
0.499%
APY*
0.50%
-
Notes
Money Market ($50,000+)
APY*
APR*
0.50%
-
Terms Up To
Notes
Kids Club
Dividend Rate
0.15%
APY*
0.150%
-
Notes
Kids Club
APY*
APR*
0.150%
-
Terms Up To
Notes
Holiday Club
Dividend Rate
0.15%
APY*
0.150%
-
Notes
Holiday Club
APY*
APR*
0.150%
-
Terms Up To
Notes

Resources

Disclosures