Savings Accounts

Savings accounts for every possibility.

Whether you’re just starting out or a seasoned saver, PCU has savings options for every stage of life.

Open an Account

Membership & Share Savings Accounts

A membership savings account establishes your membership and will always be available as a savings resource to you. You may also open additional share savings accounts if needed.

Open an Account
  • Dividend-earning
  • Minimum balance only $5
  • Access 24/7 via online banking and ATMs
Open an Account

Money Market

Opening a Money Market Account allows you to enjoy a high return on your money without some of the risks associated with the stock market.

Open an Account
  • Lower risk than stock market
  • Competitive dividends
  • Minimum balance of $1,000
Open an Account

Lot Loan

Our kid's club account is a fun way to introduce your kids to saving and managing money. Visit any location to open a Little Owls Savings Nest account.

Open an Account
  • 15 years and younger
  • Dividend-earning
  • Special membership card, deposit slips, and more!

Holiday Club

With a holiday club account you can systematically save for special occasions or holidays. Set aside funds today so you don’t have to worry about money tomorrow.

Open an Account
  • Travel to your dream destination
  • Recover from your Christmas bill easily
  • Give yourself some stress free shopping
Open an Account

Rates

Account Type
Dividend Rate
APY*
Notes
Loan Type
APR* as low as
Terms Up To
Notes
Money Market ($250,000 +)
Dividend Rate
4.073%
APY*
4.15%
-
Notes
Money Market ($250,000 +)
APY*
APR*
4.15%
-
Terms Up To
Notes
Money Market ($100,000-$249,999)
Dividend Rate
1.982%
APY*
2.00%
-
Notes
Money Market ($100,000-$249,999)
APY*
APR*
2.00%
-
Terms Up To
Notes
Money Market ($50,000-$99,999)
Dividend Rate
1.736%
APY*
1.75%
-
Notes
Money Market ($50,000-$99,999)
APY*
APR*
1.75%
-
Terms Up To
Notes
Money Market ($25,000-$49,999)
Dividend Rate
0.995%
APY*
1.00%
-
Notes
Money Market ($25,000-$49,999)
APY*
APR*
1.00%
-
Terms Up To
Notes
Money Market ($10,000-$24,999)
Dividend Rate
0.747%
APY*
0.75%
-
Notes
Money Market ($10,000-$24,999)
APY*
APR*
0.75%
-
Terms Up To
Notes
Money Market ($1,000-$9,999)
Dividend Rate
0.499%
APY*
0.50%
-
Notes
Money Market ($1,000-$9,999)
APY*
APR*
0.50%
-
Terms Up To
Notes
Kids Club
Dividend Rate
0.050%
APY*
0.05%
-
Notes
Kids Club
APY*
APR*
0.05%
-
Terms Up To
Notes
Holiday Club
Dividend Rate
0.050%
APY*
0.05%
-
Notes
Holiday Club
APY*
APR*
0.05%
-
Terms Up To
Notes

Resources

Disclosures