IRAs

Invest in your retirement today.

With a Roth, Traditional, or Educational IRA, PCU will help you plan for the future.

IRAs

Individual retirement accounts are a simple way to begin saving for retirement today. Whether you’re retiring in a few years or a few decades, PCU will help you find the right retirement savings option for you.

  • Minimum opening deposit of $50
  • High dividends
  • Insured by NCUA

Rates

Account Type
Dividend Rate
APY*
Notes
Loan Type
APR* as low as
Terms Up To
Notes
90-Day IRA Certificate
Dividend Rate
2.970%
APY*
3.00%
-
Notes
90-Day IRA Certificate
APY*
APR*
3.00%
-
Terms Up To
Notes
6-Month IRA Certificate
Dividend Rate
3.207%
APY*
3.25%
-
Notes
6-Month IRA Certificate
APY*
APR*
3.25%
-
Terms Up To
Notes
12-Month IRA Certificate
Dividend Rate
3.445
APY*
3.50%
-
Notes
12-Month IRA Certificate
APY*
APR*
3.50%
-
Terms Up To
Notes
24-Month IRA Certificate
Dividend Rate
2.958%
APY*
3.00%
-
Notes
24-Month IRA Certificate
APY*
APR*
3.00%
-
Terms Up To
Notes
36-Month IRA Certificate
Dividend Rate
2.714%
APY*
2.75%
-
Notes
36-Month IRA Certificate
APY*
APR*
2.75%
-
Terms Up To
Notes
48-Month IRA Certificate
Dividend Rate
2.470%
APY*
2.50%
-
Notes
48-Month IRA Certificate
APY*
APR*
2.50%
-
Terms Up To
Notes
60-Month IRA Certificate
Dividend Rate
2.225%
APY*
2.25%
-
Notes
60-Month IRA Certificate
APY*
APR*
2.25%
-
Terms Up To
Notes

Savings Goal Years Calculator

The accuracy of this calculator and its applicability to your circumstances are not guaranteed. Please discuss with a PCU professional before making product purchases or loan commitments based on the results of our website calculator.

Resources

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Loan-Related Insurance

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Click Here

Lien Holder Address:

Panhandle Credit Union
PO Box 924151
Fort Worth, TX 76124

Disclosures