IRAs

Individual retirement accounts are a simple way to begin saving for retirement today. Whether you’re retiring in a few years or a few decades, PCU will help you find the right retirement savings option for you.

Minimum opening deposit of $50
High dividends
Insured by NCUA

Rates

Account Type

Dividend Rate

APY*

Notes

Loan Type

APR* as low as

Terms Up To

Notes

90-Day IRA Certificate

Dividend Rate

2.970%

APY*

3.00%

Notes

90-Day IRA Certificate

APY*

APR*

3.00%

Terms Up To

Notes

6-Month IRA Certificate

Dividend Rate

2.960%

APY*

3.00%

Notes

6-Month IRA Certificate

APY*

APR*

3.00%

Terms Up To

Notes

12-Month IRA Certificate

Dividend Rate

3.203

APY*

3.25%

Notes

12-Month IRA Certificate

APY*

APR*

3.25%

Terms Up To

Notes

24-Month IRA Certificate

Dividend Rate

2.716%

APY*

2.75%

Notes

24-Month IRA Certificate

APY*

APR*

2.75%

Terms Up To

Notes

36-Month IRA Certificate

Dividend Rate

2.472%

APY*

2.50%

Notes

36-Month IRA Certificate

APY*

APR*

2.50%

Terms Up To

Notes

48-Month IRA Certificate

Dividend Rate

2.227%

APY*

2.25%

Notes

48-Month IRA Certificate

APY*

APR*

2.25%

Terms Up To

Notes

60-Month IRA Certificate

Dividend Rate

1.982%

APY*

2.00%

Notes

60-Month IRA Certificate

APY*

APR*

2.00%

Terms Up To

Notes

Savings Goal Years Calculator

The accuracy of this calculator and its applicability to your circumstances are not guaranteed. Please discuss with a PCU professional before making product purchases or loan commitments based on the results of our website calculator.

Interested in a Home Loan?

Fill out our short form below and a PCU representative will be in touch.

Thank you! Your submission has been received!

Oops! Something went wrong while submitting the form.

IRAs

Invest in your retirement today.

IRAs

Rates

Savings Goal Years Calculator

Interested in a Home Loan?

Resources

IRAs

Invest in your retirement today.

IRAs

Rates

Savings Goal Years Calculator

Interested in a Home Loan?

Resources

Loan-Related Insurance