IRAs

Invest in your retirement today.

With a Roth, Traditional, or Educational IRA, PCU will help you plan for the future.

Open an Account

IRAs

Individual retirement accounts are a simple way to begin saving for retirement today. Whether you’re retiring in a few years or a few decades, PCU will help you find the right retirement savings option for you.

Open an Account
  • Minimum opening deposit of $50
  • High dividends
  • Insured by NCUA
Open an Account

Rates

Account Type
Dividend Rate
APY*
Notes
Loan Type
APR*
Terms Up To
Notes
90-Day IRA Certificate
Dividend Rate
0.200%
APY*
0.20%
-
Notes
90-Day IRA Certificate
APY*
APR*
0.20%
-
Terms Up To
Notes
6-Month IRA Certificate
Dividend Rate
0.648%
APY*
0.65%
-
Notes
6-Month IRA Certificate
APY*
APR*
0.65%
-
Terms Up To
Notes
12-Month IRA Certificate
Dividend Rate
1.980%
APY*
2.00%
-
Notes
12-Month IRA Certificate
APY*
APR*
2.00%
-
Terms Up To
Notes
24-Month IRA Certificate
Dividend Rate
2.029%
APY*
2.05%
-
Notes
24-Month IRA Certificate
APY*
APR*
2.05%
-
Terms Up To
Notes
36-Month IRA Certificate
Dividend Rate
2.078%
APY*
2.10%
-
Notes
36-Month IRA Certificate
APY*
APR*
2.10%
-
Terms Up To
Notes
48-Month IRA Certificate
Dividend Rate
1.242%
APY*
1.25%
-
Notes
48-Month IRA Certificate
APY*
APR*
1.25%
-
Terms Up To
Notes
60-Month IRA Certificate
Dividend Rate
1.242%
APY*
1.25%
-
Notes
60-Month IRA Certificate
APY*
APR*
1.25%
-
Terms Up To
Notes

Resources

Disclosures