IRAs

Invest in your retirement today.

With a Roth, Traditional, or Educational IRA, PCU will help you plan for the future.

Open an Account

IRAs

Individual retirement accounts are a simple way to begin saving for retirement today. Whether you’re retiring in a few years or a few decades, PCU will help you find the right retirement savings option for you.

Open an Account
  • Minimum opening deposit of $50
  • High dividends
  • Insured by NCUA
Open an Account

Rates

Account Type
Dividend Rate
APY*
Notes
Loan Type
APR* as low as
Terms Up To
Notes
90-Day IRA Certificate
Dividend Rate
2.970%
APY*
3.00%
-
Notes
90-Day IRA Certificate
APY*
APR*
3.00%
-
Terms Up To
Notes
6-Month IRA Certificate
Dividend Rate
3.207%
APY*
3.25%
-
Notes
6-Month IRA Certificate
APY*
APR*
3.25%
-
Terms Up To
Notes
12-Month IRA Certificate
Dividend Rate
3.445
APY*
3.50%
-
Notes
12-Month IRA Certificate
APY*
APR*
3.50%
-
Terms Up To
Notes
24-Month IRA Certificate
Dividend Rate
2.958%
APY*
3.00%
-
Notes
24-Month IRA Certificate
APY*
APR*
3.00%
-
Terms Up To
Notes
36-Month IRA Certificate
Dividend Rate
2.714%
APY*
2.75%
-
Notes
36-Month IRA Certificate
APY*
APR*
2.75%
-
Terms Up To
Notes
48-Month IRA Certificate
Dividend Rate
2.470%
APY*
2.50%
-
Notes
48-Month IRA Certificate
APY*
APR*
2.50%
-
Terms Up To
Notes
60-Month IRA Certificate
Dividend Rate
2.225%
APY*
2.25%
-
Notes
60-Month IRA Certificate
APY*
APR*
2.25%
-
Terms Up To
Notes

Resources

Disclosures