Mortgages

Home Sweet Home Loans.

At Panhandle Credit Union, we offer low rate loans with excellent service, created with your home in mind. Lock in your low rate while keeping your loan local, with a lender that is local.

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Purchase or Refinance

Whether you’re buying your first home, refinancing your last home, or somewhere in between PCU will help find the mortgage of your dreams.

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  • Your loan is decisioned and kept local
  • Work with experienced local loan officers
  • Competitive low rates and flexible terms
  • Easy online application
Apply Now

New Construction

When you’re building a new home the last thing you want to worry about is your mortgage. With a hassle-free construction loan from PCU you’ll enjoy a stress-free process so you can focus on your new home.

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  • Your loan is decisioned and kept local
  • Work with experienced local loan officers
  • Competitive low rates and flexible terms
  • Easy online application
Apply Now

Lot Loans

Secure the perfect site for your future home with a lot loan from PCU. Plus, we make the application process as simple as possible.

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  • Your loan is decisioned and kept local
  • Work with experienced local loan officers
  • Competitive low rates and flexible terms
  • Easy online application
Apply Now

Rates

Account Type
Dividend Rate
APY*
Notes
Loan Type
APR*
Terms Up To
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Resources

Disclosures