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1% Cash Back Auto Loan

AUTO LOAN | SPECIAL OFFER

Get 1% Cash Back up to $500 on Your PCU Auto Loan!

Cash Back Auto Loan

For a limited time, members who refinance a new or used auto loan through PCU will receive 1% cash back on the refinanced amount, up to $500. This allows members to benefit from our competitive rates and receive additional cash back. Not yet a member? Join today.

Apply for the 1% Cash Back Loan Now!

  • 1% cash back amount will be deposited into member savings account within 30 days.
  • Low, fixed rates as low as 3.19% APR*.
  • Pre-Approved Loan Draft makes shopping for a vehicle easy.
  • 36-84 month terms.

Rates

Account Type
Dividend Rate
APY*
Notes
Loan Type
APR* as low as
Terms Up To
Notes
New & Used Autos
Dividend Rate
APY*
3.19%
-
18.00%
Notes

(Up to 10 Years)

New & Used Autos
APY*
APR*
3.19%
-
18.00%
Terms Up To
Up to 84 Months
Notes

(Up to 10 Years)

Auto Loan Payment Calculator

The accuracy of this calculator and its applicability to your circumstances are not guaranteed. Please discuss with a PCU professional before making product purchases or loan commitments based on the results of our website calculator.

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Disclosures

Starting in April 2026, members can get 1% cash back on the amount they finance, up to $500, for a limited time. To qualify, member accounts must be in good standing, and all loans must be current. This offer does not apply to refinancing existing Panhandle Credit Union loans. The minimum loan amount is $5,000. Members may use this offer for new or used auto loan purchases and refinancing. The cash back will be deposited into members' savings accounts within 30 days. This offer cannot be combined with other promotions, discounts, or rate matches. The promotion may end at any time without notice.