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Frequently asked questions about InvestiFi

We are here to support you every step of the way, wherever you are on your financial journey.

We want to ensure members feel confident using this product, so we would like to address a few common questions and provide the guidance you need to get the most out of it.

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A few answered questions:

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Can Anyone Invest?

  • Only account holders who are 18 or older and in good standing with the financial institution are eligible to buy, sell, or hold assets. At this time, commercial accounts aren’t supported. Additionally, account holders who reside in Texas, Idaho, or New York aren’t eligible to trade.

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What is digital investing?

  • Digital investing puts the power to shape your financial future right at your fingertips. With the InvestiFi digital investing platform conveniently built into your online banking experience, getting started in the markets is easier and more accessible than ever. Whether you’re on a desktop, laptop, or mobile device, you’ll have simple, intuitive tools to explore and trade the coins or securities that fit your goals. It’s investing made more approachable, so you can feel confident taking the next step toward your financial future.

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Who is InvestiFi?

  • InvestiFi is a Delaware-based fintech company founded in 2020 with a simple mission: to make investing more accessible and empowering by enabling people to invest directly from an account they already have. InvestiFi’s investment advisory services are offered through AdvisiFi, LLC, a registered investment adviser wholly owned by InvestiFi. Brokerage services are provided through InvestiFi Securities LLC, a registered broker-dealer.

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What is the relationship between PCU and InvestiFi?

  • PCU has partnered with InvestiFi to bring digital investing directly into your Online Banking experience. This means you can explore InvestiFi’s educational resources and investing tools right from your existing banking experience—and invest directly from your PCU checking account without the extra step of moving money to a third-party app. It is a simpler, more connected way to learn about investing and take the next step when you’re ready—all in one place.

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What level of secruity does InvestiFi have?

  • InvestiFi Inc. has achieved SOC 2 compliance, an enterprise-grade standard that reflects our commitment to protecting our customers’ data and maintaining strong security practices across our organization.Achieving this milestone required a rigorous review of our security controls and practices, including:
    • Independent penetration testing of our network and application layers by leading industry security firms.
    • Continuous monitoring of security controls against rigorous, industry-recognized standards.
    • Strong data encryption both in transit using TLS and at rest.
    • Secure software development practices, supported by a combination of automated and manual security testing and vulnerability assessments.
    • Ongoing employee security training to ensure our entire team understands and follows best practices for protecting customer data.
    • SOC 2 compliance is more than a certification—it’s an ongoing commitment. We’ll continue investing in the people, processes, and technology needed to keep our customers’ data secure and earn their trust every day.
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Rates

Account Type
Dividend Rate
APY*
Notes
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APR* as low as
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The accuracy of this calculator and its applicability to your circumstances are not guaranteed. Please discuss with a PCU professional before making product purchases or loan commitments based on the results of our website calculator.

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Resources

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Lien Holder Address:

Panhandle Credit Union
PO Box 924151
Fort Worth, TX 76124

Disclosures

Risk Considerations & Market Volatility - Investments are not insured by ASI, and returns are not guaranteed.

Privacy & Regulatory Notices - All transactions and accounts follow strict SEC and FINRA regulations.

Available for Personal Accounts 18 and over.
Investment advisory services provided by AdvisiFi, LLC ("AdvisiFi"), an SEC-registered investment adviser. Registration does not imply a certain level of skill or training. Securities and brokerage products offered by InvestiFi Securities LLC ("InvestiFi Securities") and RQD* Clearing LLC ("RQD"), SEC-registered broker-dealers and members FINRA/SIPC. AdvisiFi, InvestiFi Securities and RQD are not affiliates of Panhandle Credit Union. The Financial Institution does not provide investment advisory or brokerage services, and nothing on this website should be considered an offer, solicitation of an offer, or advice to buy or sell securities or investment products or to open an investment account.

Available for Personal Accounts 18 and over. Investment advisory services provided by AdvisiFi, LLC ("AdvisiFi"), an SEC-registered investment adviser. Registration does not imply a certain level of skill or training. Securities and brokerage products offered by InvestiFi Securities LLC ("InvestiFi Securities") and RQD* Clearing LLC ("RQD"), SEC-registered broker-dealers and members FINRA/SIPC. AdvisiFi, InvestiFi Securities and RQD are not affiliates of Panhandle Credit Union. The Financial Institution does not provide investment advisory or brokerage services, and nothing on this website should be considered an offer, solicitation of an offer, or advice to buy or sell securities or investment products or to open an investment account.

Cash and securities held by RQD are (1) not insured by ASI, FDIC, NCUA or any government agency, (2) not guaranteed, (3) not Panhandle Credit Union deposits or obligations, and (4) may lose value. Securities and investments offered by InvestiFi Securities involve risk, including possible loss of principal.

Brokerage services are available only to residents of the United States and in jurisdictions where InvestiFi Securities is registered. Please visit InvestiFi.co/legal for applicable terms, conditions and important disclosures.

InvestiFi Terms and Conditions‍

InvestiFi Privacy Policy

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